The house in Zhaotong Taoyuan Community can be mortgaged. According to relevant public information, about 70% of the appraisal value of housing loans can be obtained, about 80% of the appraisal value can be obtained by enterprises under the owner, and only about 50% to 60% of the appraisal value of the housing loans, such as projects, office buildings, commercial and residential buildings, etc. And the loan period of new house loan shall not exceed 30 years at most, and that of second-hand house shall not exceed 20 years.