I don't know where you are. If the economy in your area is particularly developed and there are many financial institutions, there may be banks offering this credit product. Otherwise, I guess it is difficult to apply for a bank loan based on this contract alone. Because there are generally only a few limited ways for bank loans, such as credit, guarantee and mortgage guarantee. It is unacceptable for ordinary banks to apply for loans only through pledge contracts. Because the government's bid-winning contract is only a guarantee to recover the relevant funds after your transaction is successfully completed, there is no guarantee in your procurement, production and circulation. Once you refuse to pay because you can't deliver it smoothly or the government fails to pass the inspection, the source of repayment funds will be gone. Therefore, banks will basically ask for other collateral, not just contract pledge.