First, the Nanjing real estate license processing process
(a) Receive the following items from the developer:
1. application form for house ownership registration (sealed by the developer);
2, housing grade household map;
3. Purchase invoices;
4. Handle the land certificate map.
(two) to pay the maintenance fund
Provide information:
1, fill in the declaration form;
2. Copy of ID card;
3. Purchase a copy of the invoice;
4. Copy of commercial housing sales contract.
At present, Nanjing charging standard: commercial house with elevator 120 yuan/square meter; Commercial house without elevator 75 yuan/m2.
(3) Paying deed tax
Provide information:
1. Copy of commercial housing sales contract;
2. Copy of ID card;
3. A copy of the invoice.
At present, the charging standard: the deed tax rate for the first purchase of an ordinary house of 90 square meters or less is 1%, the first purchase of 90- 144 square meters is 1.5%, and the first purchase of a second suite is 3%.
(four) for the title certificate
Provide information:
1, Property Ownership Certificate Application Form;
2. A copy of the applicant's ID card (original inspection);
3. A copy of the invoice;
4. Home map;
5. Certificate of initial registration of commercial housing;
6. Commercial housing sales contract (original contract of Party B).
7. Original maintenance fund invoice;
8. Original deed tax invoice;
9, mortgage registration application form;
10, main debt contract (loan contract) and real estate mortgage contract;
1 1. Power of attorney of the mortgagee (loan bank);
12. power of attorney (issued when the applicant cannot handle it in person, and at the same time provide a copy of the identity certificate of the trustee and check the original).
2. What is the mortgage process of Nanjing real estate license?
The specific process of mortgage loan of real estate license is as follows: materials required for mortgage loan: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, etc.). Both are required) # Hello, the mortgage loan process of real estate license is as follows: 1. A natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (exclusive); Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation; 2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate (or unmarried statement); 3. Have a good credit record and willingness to repay; 4, with a stable source of income and the ability to repay the principal and interest in full and on time; 5, can provide legal, effective and reliable housing mortgage loans recognized by the bank; 6. Open a personal settlement account in a bank; 7. Other conditions stipulated by the bank. The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
Third, consult how to handle Nanjing real estate mortgage loan.
1. What can be used as collateral for bank mortgage loans?
1. 1
Real estate. Bank mortgage loans can first be used to mortgage real estate, such as individual housing, family housing, real estate factories, shops and so on. After evaluation, you can borrow up to 70% to 80% of the evaluation price.
1.2
4. How to handle the mortgage loan of Nanjing real estate?
Just take your ID card, household registration book, marriage certificate, real estate license and income certificate and go to the bank to apply for a mortgage loan.