If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank Mobile Banking and click "Home → All → Loan → I want a loan → Good Term Loan" to try to apply.

Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved; Repayment method: equal repayment of principal and interest; Loan term: 3, 6, 12, 18 and 24-month installments are supported; Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee. Second, how to borrow a loan of 200,000 yuan?

How much is sesame?

3. How to borrow a loan of 200,000 yuan?

In fact, there are many ways to borrow 200,000 yuan, including banks, online lending platforms and private financial institutions. Take the mortgage loan of a bank as an example. The first step, the borrower needs to have certain collateral, such as houses, cars, stocks, certificates of deposit and other forms. Usually, the value of collateral is greater than the loan amount.

Step two, the borrower applies for a loan from the bank. And submit relevant loan materials as required by the bank. After receiving the materials, the bank will review the borrower's materials to see if they meet the relevant conditions of bank loans.

The third step, if the bank approves, the bank will sign the relevant loan contract with the borrower. It mainly includes guarantee contract, mortgage contract, etc. The borrower can fill it out according to the instructions of the bank.

Step 4: After the contract is completed, go through the mortgage registration procedures. After the processing is completed, the bank will issue loans. The borrower only needs to repay the loan according to the regulations of the bank.

Note: It is very complicated to borrow 200,000 yuan from the bank. However, there will be an advantage in interest. In other financial institutions, the loan is 200,000 yuan, although it has advantages in formalities and payment speed. However, the interest rate is higher. I hope everyone will consider it as appropriate.

Fourth, how can we borrow 200,000 yuan without assets?

No assets can be understood as no bank deposits, real estate, cars and other assets. At this time, it is necessary to borrow 200,000 yuan, and users need excellent personal credit. Large credit loan products on the market have a high amount, which can reach 200 thousand, but only require users to have a high comprehensive credit score. Have a stable job, high income, high education, good personal credit, and help users borrow 200,000 yuan. Of course, credit loan products are all based on the systematic evaluation of loan amount, and then how much credit amount is given before users can lend.