First of all, you need to apply for and meet the conditions for applying for a student loan. Article 4 Students who meet the following conditions may apply for national student loans. (a) with China nationality and Chinese identity card; (2) Having full capacity for civil conduct (minors must have the written consent of their legal guardians); (three) honest and trustworthy, law-abiding, no violations of law; (4) study hard and be able to complete their studies normally; (5) Due to family financial difficulties, the income earned during the school period is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) required for completing their studies; (six) strictly abide by the provisions of the state, the handling bank and the school on the national student loan, and promise to provide the handling bank with the contact information during the school period and the changes after employment; (seven) meet other conditions stipulated by the bank providing student loans. ); Secondly, these application materials need to be submitted to the college according to the prescribed time; The college verifies that the materials are true and students can apply for loans. For details, please refer to "Hunan University Information Open Network" and "Hunan University Student Financial Assistance Management Center" in official website.