If you use the housing provident fund loan to pay off the same amount of principal and interest for 250 thousand years, how much will you pay off in total?

The total loan amount is 250,000 yuan, and the loan period is 10 year. At present, the interest rate of provident fund loans for more than 5 years is 3.25%.

Matching principal and interest method: the monthly repayment is 2442.98, and the total interest paid is 43 157.09? , the total principal and interest is 293 157.09.

Matching principal and interest refers to a repayment method of housing loans, that is, repaying the same amount of loans (including principal and interest) every month during the repayment period. The calculation formula of monthly repayment amount is as follows:

[loan principal × monthly interest rate ×( 1+ monthly interest rate) repayment months]/[(1+monthly interest rate) repayment months-1].

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