The minimum down payment for car loan is 30%, and buyers can arrange the down payment for car purchase according to their income and investment plan. The following is the down payment for loan and car purchase: 1. If you apply for a loan with the purchased car or other real estate as collateral, the down payment shall not be less than 30% of the purchased car, and the loan amount shall not exceed 70% of the purchased car; 2. Where a bank or insurance company applies for a loan or provides joint liability guarantee by pledge, the down payment shall not be less than 20% of the vehicle amount, and the loan amount shall not exceed 80% of the vehicle amount; 3. Where a third-party guarantee is used to apply for a loan (except banks and insurance companies), the down payment shall not be less than 40% of the vehicle amount, and the loan amount shall not exceed 60% of the vehicle amount.