When mortgage or sub-mortgage is involved, the service fees of mortgage companies, appraisal companies, banks and other related institutions need to be paid. Mortgage expenses mainly include:

1. Housing survey fee: 90 yuan for each certificate shall be collected by the Housing Authority;

2. Housing appraisal fee: the appraisal price ×0.5%, which will be collected by the appraisal company. Do not need an assessment report, only the initial assessment fee 300 yuan;

3. Mortgage agency fee: the service fee charged directly by the mortgage company, with the standard of loan amount × (1% ~

1.5%); Different mortgage companies have different standards, which are generally 1% or1.2% of the loan amount;

4. Loan insurance premium: loan amount × 1.2×0. 1%× loan period, which shall be collected by the insurance company. The longest term of second-hand housing mortgage loan is 20 years;

5. Notarial fee for loan contract: 300 yuan for each case;

6. Notary fee for the agreement of the mortgage contract: 300 yuan per piece;

7. Transaction entrustment notarization fee: 200 yuan per piece;

8. Bank provident fund agency fee: each 500 yuan case is charged by the corresponding bank;

9. Registration fee for other rights: 250 yuan for each certificate (500 yuan for each certificate in Panyu) shall be collected by the Housing Authority;

10. Stamp duty on loan: 0.005% of the loan amount, which will be collected by the bank.

Among them, most banks do not charge agency fees for bank provident funds. In addition, individual banks will charge a refinancing fee, ranging from 1 1,000 yuan per case in 500 yuan.

The price comes from the internet, for reference only!