Strict. According to Caiti's information The loan applicant of Fudian Bank must be a natural person with full capacity for civil conduct, with permanent residence or valid residence status in cities and towns, a stable job, good income and credit, and the ability to repay the principal and interest of the loan. Fudian Bank Co., Ltd. was established on June 30, 2007, 65438+February 30, 2007. Approved by the China Banking Regulatory Commission, it is the first provincial-level local joint-stock commercial bank in Yunnan Province based on the capital increase and share expansion of Kunming Commercial Bank and the disposal of non-performing assets.