The 8-digit collection telephone numbers starting with 95 mainly include 8-digit numbers starting with 95 1, 952, 953 and 957. If you receive the 8-digit telephone numbers at the beginning of these categories, then more than 80% are collection calls, and the remaining 20% are harassing calls, fraudulent calls, advertising sales, etc.

Detailed explanation of the collection process of the collection company

Generally speaking, if loans overdue is still within the grace period, the lending institution will send a text message to remind the borrower of the overdue amount, and will not arrange a collection company for collection.

However, if the overdue days exceed the grace period stipulated by the lending institution and are not returned, the process of outsourcing to the collection company for collection is as follows:

If the repayment is overdue for 1-30 days, mainly by telephone, first contact the borrower himself, inform him of the specific contents such as the number of overdue days and overdue amount, explain the overdue consequences, communicate the reasons for the overdue, and ask about the specific overdue repayment time.

The telephone communication process can classify overdue groups, such as:

First, people who refuse to connect or hang up immediately are the most difficult levels to collect. If the collection company can't contact me, it may contact my family instead, that is, the emergency contact person provided by the borrower himself.

Second, I am willing to answer the phone and communicate with the collection company about overdue repayment, but I have too many excuses in my mouth, and the repayment time has been delayed again and again, which means I have never paid it back, belonging to the old school.