The loan applicant shall provide the original ID card, marriage certificate, household registration book and relevant military certificate. If the borrower has a fixed work unit or a fixed income, provide the income certificate issued by the unit or the salary (fixed income) transaction flow for more than 6 months before applying for a loan; To apply for a loan for production and operation, the borrower shall provide proof materials such as proof of business premises and business license; To apply for a consumer loan, the borrower shall provide a consumption certificate or a commitment letter of consumption intention consistent with the purpose of the loan; Other materials required by rural commercial banks.