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Is Xinyuan Small Loan Co., Ltd. a scam?

To specifically judge whether a small loan company is formal or not, it mainly depends on whether they charge any fees before disbursing the loan. If they charge before disbursing the loan, it is likely to be an irregular lending institution.

Remember to prevent loan fraud: In fact, the tricks of scammers are very simple. Here are a few simple points:

(1) The loan requirements are very low, no mortgage is required and there is nothing else. Require. It can be said that as long as you want a loan, we can give it to you.

(2) Don’t dare to disclose your company’s name, cannot provide the company’s business license or the company has no investment and business scope, cannot provide formal contract texts and invoices, and will not even give you a landline phone number, you know The other person only has a mobile phone and can’t even see the other person’s face.

(3) Before the loan is credited to your account, you will be charged so-called tolls, interest, handling fees, lawyer fees, etc. Anyway, they just want money, and they will not care about you again after they have been deceived.

If you want to apply for a loan, you can read the reference materials