Application conditions

Loan application (loan purpose/amount/year/repayment source)

Second, the house ownership certificate

Three. Proof of work and income (both husband and wife)

Four. Household registration book (both husband and wife)

Verb (abbreviation of verb) ID card (husband and wife)

Six, marriage certificate

Seven, personal assets or financial proof, such as bank passbook, car driving license and other copies.

Remarks: Divorced (including widowed) unmarried persons need the unmarried certificate issued by relevant departments, and the valid consent of the owner is required for the mortgage of the house.

Fold and edit the loan application requirements in this paragraph.

1. Property Ownership Certificate

2. Identity cards of the obligee and his spouse

3. Household register of the obligee and spouse

4. Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)

5. Proof of income

6. If the property owner has minor children, please provide birth certificate.

7. If there is a bank loan for the property, please provide the original loan contract and the last bank statement.

8. In order to improve the loan pass rate, please try to provide other family property certificates (such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc.). )

Personal housing mortgage loan means that the borrower mortgages real estate in his own name and applies for RMB secured loan for personal legal compliance purposes, including personal purchase, car purchase, consumption, business and other legal and other purposes.