Repayment of China Bank's national aid to loans overdue:

If the borrower or graduate borrower fails to repay the principal and interest of the loan in time according to the regulations, the handling bank of China Bank may charge a penalty interest on the amount of default repayment, and the penalty interest shall be paid in full by the borrower or graduate borrower himself.

The above contents are for your reference. Please refer to the actual business regulations.

How to repay the national aid to loans overdue?

The remedy for studying in loans overdue is to repay the loan as soon as possible.

Customers can log on to the student loan information network of China Development Bank and enter the online service system of student loans overdue inquiry. After knowing the specific overdue amount, log in to Alipay account on the computer; Click "Application Center" and then click "Student Loan Repayment" to charge enough money into the account for repayment.

How do students repay after they come to study in loans overdue? ''

The method of continuing to repay the loan after the students come to loans overdue to study;

Students who fail to repay on time on the 20th of each month will be considered overdue. The repayment method is as follows:

Except June 5438+065438+ 10, overdue loans can be paid off before the 20th of each month. After paying the principal and interest, if 65438 fails to repay in time on February 20th of that year, it will be regarded as loans overdue, and default interest will be generated from the current interest rate of February 2 1, 130%. The principal and interest payable for overdue repayment include overdue principal and interest and penalty interest on the 20th day of the month when repayment is due. The specific amount can be found in the student online service system.

Extended data:

Provisions on the relevant requirements of student-origin credit student loans:

1. Borrowing students need to start repaying student loans after graduation. Student-origin student loans are repaid through Alipay account. It should be noted that the annual normal repayment date of student-origin student loans is before 65438+February 20th, and the repayment date of the last year is before September 20th. If it is overdue, remember to repay it as soon as possible. Alipay can make overdue repayment on the 20th of each month.

2. In principle, co-borrower is the parent or legal guardian of the borrower, and the household registration before enrollment must be consistent with the borrower's own household registration; When co-borrower is not a parent, he must be between 25 and 60 years old. If co-borrower is over 60, please replace co-borrower.

3. After the signing of the loan contract, if the borrower needs to change the personal account name or account number, or cannot repay the loan according to the repayment plan agreed in the loan contract due to reasons such as continuing his studies or dropping out of school, the contract can be changed upon the borrower's own application and the approval of the county-level funding center. In principle, the adjustment of repayment plan can only be carried out within the loan period agreed in the contract, and it shall not be postponed.