According to different transaction methods, consumption can be divided into goods consumption in Qian Qing, loan consumption and lease consumption.

There are two payment methods for money and goods: one-handed payment and one-handed delivery. After the transaction is completed, the ownership and use right of the goods belong to the buyer himself.

Loan consumption: consumers borrow money from banks and other financial and non-financial institutions for housing, car purchase or medical care, tourism and other consumption expenses.

Lease consumption: the lessor gives a certain item owned by him to the lessee for use, and the lessee obtains the right to use the item for a period of time, but the ownership of the item is still in the lessor's hands.

Extended data

trait

Consumption is divided into production consumption and personal consumption. The former is the use and consumption of means of production and living labor in the process of material production. The latter is the behavior and process that people use the material materials and spiritual products produced to meet their personal needs, and it is "performing life functions outside the production process". It is an indispensable condition for restoring human labor and labor reproduction. Generally speaking, consumption refers to personal consumption.

For example, capitalist production is aimed at exploiting the surplus value created by hired workers. This determines that the consumption of working people is limited to a very narrow range. The low consumption level of working people hinders or even destroys the development of production, and the economic crisis is a prominent example.

Under the socialist system, the purpose of social production is to meet the people's growing material and cultural needs, which eliminates the antagonistic contradiction between production and consumption. And consumption has also become a powerful driving force to promote the development of production in the whole society.