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I'm a sophomore next semester. I want to apply for a loan. What should I do?
I'm a sophomore next semester and want to borrow money. What should I do?

You can apply for student loans.

The student loan processing flow is as follows:

1. loan acceptance department: the student financial assistance management department of the education bureau of the county (city, district) to which the borrower belongs.

2. After preparing the certification materials, identification materials and passbook of the Postal Savings Bank, register with the student financial assistance management department of the Education Bureau of the county (city, district) and receive the application form for student-origin credit student loan (hereinafter referred to as the complete form and seal).

3. Audit materials: The borrower and * * * together with the borrower go to the student financial assistance management department where they register for the certificate, and issue two identification materials (including the borrower's student ID card or admission notice and household registration book), an application form and a postal account number, which will be used by the student financial assistance management department of the County Education Bureau.

4. Signing: The borrower signs a loan contract with the same development bank for student-origin credit student loans and a loan savings bank. Please fill in the passbook account number in the above contract and ensure that the account number is accurate. If the loan cannot be remitted due to mistakes, the students shall bear the responsibility themselves.

5. Return the receipt of the contract: After the loan contract is signed, students can report to colleges and universities with the contract, and students can get the receipt from 20 1 1 without mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application.

6. Loan issuance and payment: According to the contract, the loan will be issued by post on a regular basis and borrowed to the designated account of the university where the student is located.

7. Loan repayment: The borrower shall be responsible for depositing the full amount of funds into his personal account on time according to the loan contract; The agent settlement bank will deduct the money from the student's personal account according to the deduction schedule provided by the district funding center.

Second, how to apply for a student-origin student loan in sophomore year, but never in freshman year? What formalities and certificates are needed? I am ...

Now you wait for the school (university) to send you a piece of paper, allowing you to apply for a loan, and then you can register a number on the student source loan website of China Development Bank, fill in the information, and export the form to the original high school for processing!

Third, how do sophomores apply for student-origin loan?

Apply for a loan from the loan acceptance department; Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank. The borrower needs to complete the application form and seal it completely.

How to apply for a student-origin loan for sophomore year? Student-origin student loan is a student loan provided by China Development Bank for poor college students. As long as you have obtained a nationally recognized college admission notice and meet the requirements of the state for poor families, you can apply for the exam. If it is the first time to apply for a loan, you need to hold the application form to any unit of high school, village (neighborhood) Committee and township (street) civil affairs department for qualification review and build official seal.

Student loan means waiting until you are able to repay it. It is a mutual trust contract. You can apply for a place to study every semester, but last semester you applied for this academic year, and next semester you applied for the next academic year. Students only apply for the next semester, but for the next academic year.

Student loan application process 1. Student application.

Students receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.

2, the school institutions to review the loan.

School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

3, the handling bank for loan approval.

The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.

4. Sign a loan contract with students.

After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5 issue loans

The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.

Step 6 repay the loan

Borrowing students should pay attention to their own credit and repay on time after completing their studies with student loans. 60 days before graduation every year, the school will organize the borrowing students to go to the handling bank to go through the repayment confirmation procedures, and the handling bank will send people to provide on-site service to explain the repayment related matters to the borrowing students and answer their inquiries.

Fourth, I'm a sophomore next semester. How do I apply for a student loan?

Continuing to apply for a national student-origin student loan in the second year is called loan renewal, and the operation of loan renewal specifically includes the following steps:

1. Enter the student loan information network of China Development Bank, and log in to the student online service system of student source student loan.

2. After logging in, fill in the loan extension statement and the loan extension application form of about 200 words online, submit the loan extension statement, wait for the school teacher to review and pass, and then export and print the application form.

3. Borrowing students or * * when applying for the first loan, together with any borrower, bring the original ID card and the application form signed by either party, and sign the contract at the county-level aid center where the household registration is located.

4. Submit the receipt: the borrower will give the receipt to the university teacher as soon as possible, and the teacher will enter it into the system (note: 10 cannot enter the receipt). Source: China Development Bank Student Loan Information Network-Loan Application Guide