To apply for a personal housing provident fund loan in Jiangsu Branch of Bank of China, the loan applicant must meet the following conditions at the same time: a natural person with full civil capacity of 1 year old and 18 years old or older; 2. Have a permanent residence or valid residence status in China, and pay the housing provident fund at the place where the loan is applied; 3. Have a stable professional and economic income, a good credit record and the ability to repay the principal and interest of the loan; 4. The property right of the purchased house is clear, and the buyer and the seller sign a legal and effective house sales contract or agreement; 5. Have paid or have paid a certain down payment, and can provide corresponding proof. Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

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