As long as it meets the conditions of car mortgage, all banks in the market can mortgage cars. Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third person's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption. Of course, cars depreciate rapidly, and traffic accidents are likely to affect the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. Conditions and materials required for applying for car loan service by car mortgage: 1. Automobile mortgage application conditions: 1. The loan applicant is a citizen of China with the age of 18-65; 2 have a stable economic income and the ability to repay the principal and interest of the loan; 3. The borrower has a good credit record and no bad credit record; 4. The mortgaged car has legal and valid certification materials (vehicle registration certificate, etc.). ); 5. Other conditions stipulated by the lending bank. 2. Vehicle conditions: vehicles within 65,438+0.5 years, vehicles within the city, vehicles with formal procedures, vehicles with less than 4.9 seats, 5. Vehicles in the name of individuals, 3. Preparation materials for automobile mortgage: 1. Identity cards of both husband and wife. Marriage certificate, 3. The two sides have been in the bank for the past six months. Social security card, 5. Testimony or business license (including but not limited to). 12. Letter of commitment and loan use contract.

Second, you can also apply for a car mortgage online?

Of course.

Online lending refers to online loans, and borrowers can use this online platform to realize online transactions of loans. In other words, all processes such as authentication, bookkeeping, liquidation and delivery are completed through the network, and borrowers can achieve the purpose of loans without leaving home, and generally the amount is not high, unsecured and pure credit loans.

Compared with offline car mortgage, online lending is much more convenient. At present, many P2P financing companies have this business. Vehicle mortgage loan is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third person's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption.

Extended data:

Requirements and materials for applying for car loan service for car mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

2, living and working in the city for a long time, to carry out business occupation and economic income.

3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.

4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)

6. Other documents required by the Cooperation Organization.