Can xrv Honda make a down payment of 30,000 yuan? Questioner: Zhou's best answer is 20%-50% car down payment. Ordinary banks require 40%-50%. Some car dealers can get 20% or even lower profits by looking for some financing companies. Generally, it is paid once every 2-5 years, and the monthly repayment depends on how much you borrowed. You can use real estate as a guarantee. First of all, you should know that the beneficiaries of buying a car by stages are banks or financial institutions, because many banks now have higher loan thresholds for buying a car, and more financial companies, especially those in the same department as automobile manufacturers, have begun to handle convenient loan procedures for customers. (For example, the finance company of Shanghai GM has a GMAC loan) Secondly, the conditions for buying a car are: the general wage income is normal. Of course, if you have other written documents to prove the strength of your paid loan, you can do it.