Hello, China Construction Bank can repay in advance by installments. After you call the customer service hotline of CCB to apply for early repayment, after early termination, the remaining unrecorded installment principal will be recorded in one lump sum, and the minimum repayment amount will be calculated, which needs to be returned in one lump sum. In terms of handling fees, the bank will not refund the fees already collected, and the remaining confiscated banks will not accept them. abstract

Can CCB repay in advance by installments? Ask a question

Hello, China Construction Bank can repay in advance by installments. After you call the customer service hotline of CCB to apply for early repayment, after early termination, the remaining unrecorded installment principal will be recorded in one lump sum, and the minimum repayment amount will be calculated, which needs to be returned in one lump sum. In terms of handling fees, the bank will not refund the fees already collected, and the remaining confiscated banks will not accept them. answer

2. Can China Construction Bank repay the installment loan in advance?

Yes, you can. China Construction Bank can repay in advance by installments. Call the customer service hotline of CCB to apply for prepayment. After the early termination, the remaining unrecorded installment principal will be recorded in one lump sum, and the minimum repayment amount will be calculated, which needs to be returned in one lump sum. In terms of handling fees, the bank will not refund the fees already collected, and the remaining confiscated banks will not accept them.

3. Can CCB repay the mobile phone payment in installments in advance?

"CCB can repay the loan in advance by installments, and if the handling fee is charged in advance, the handling fee already charged will not be returned in advance;

If the handling fee is charged in installments, prepayment can save subsequent installment fees. So before prepayment, you can calculate whether the handling fee will be saved, otherwise prepayment is nothing.

Extended data

The installment business of China Construction Bank refers to the installment special card issued by the applicant after the approval of our bank due to the large installment amount (hereinafter referred to as "installment amount").

The fixed credit line of this card is zero, and only the installment credit line is granted. After use, the number of installments will be automatically set, and the corresponding handling fee will be charged. According to the agreed purpose, it can only be used for large-scale durable goods consumption, automobiles, weddings, childcare and settlement.

Other trading functions such as cash advance (including cash withdrawal, cash transfer and cash installment), hotel reservation, online shopping, various investment and wealth management business signing, consumption transfer and so on are restricted, and there is no corresponding preferential right to use the card.

4. Can CCB pay part of the installment in advance?

You can call the customer service hotline of CCB to apply. After early termination, the remaining unrecorded installment principal will be recorded in one lump sum and calculated into the minimum repayment amount, which needs to be repaid in one lump sum. In terms of handling fees, banks will not refund the fees they have collected, and the other confiscated banks will not accept them. Finally, once terminated, you can no longer choose to repay by installments. In this regard, you should consider it clearly.