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How to buy a house and cash out?
Every bank has a loan officer in the developer's office, who is responsible for the down payment before the loan, because there must be a copy of the down payment receipt in the handling materials.

If it is a new house, the loan officer who does not need to negotiate with the bank himself will give proof of economic income, as well as a copy of the household registration book, ID card, marriage certificate (or single certificate).