First, comfortable flowers

Instant Finance's microfinance platform can be applied as long as it is between the ages of 24 and 45. Need to have a fixed job, stable income, sufficient repayment ability and good credit report. The advantage is that the approval speed is fast, and the payment can be made in 3 minutes at the earliest, which is suitable for users who are in urgent need of money.

Second, 360 IOUs

The loan amount is between 500,000 and 200,000, and all Chinese mainland residents with the age of 18-55 can apply, with a maximum loan amount of 200,000 yuan. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas. It is a popular micro-loan platform, and you can apply for it at the age of 18.

Before, I also needed business turnover. I have used several microfinance products. The first one I applied for was a small amount of money (formerly Baidu Finance), which was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

If the other party gives you low requirements, don't believe it, for example; I'll let you sign the contract after a brief conversation. After signing the contract, you will be asked to pay all kinds of fees. Don't believe it. Don't believe what you say to prove something. Don't trust the phone that always urges you for a loan. Don't trust anything without any mortgage. Don't believe it without a guarantor. The guarantee or mortgage is credible, and there will be no pie in the sky.

Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.

Third, recruit good loans.

You can apply for 500 yuan as a minimum and get 200,000 yuan as a maximum. The loan is very fast, and the loan period ranges from 3 to 36. You can choose freely according to your own situation. There are a variety of repayment methods to choose from, supporting loan repayment and equal repayment. , without mortgage guarantee, and it is a pure credit microfinance platform.

Fourth, Gome Easy Card.

Credit line can be used for shopping, cash withdrawal, credit card repayment, etc. And you can apply online all the time, without guarantee or mortgage, with a maximum of 200,000 yuan. You can apply for recycling at one time and approve online, so the approval speed is very fast, and the longest period can be divided into 12, which reduces the repayment pressure of borrowers and is suitable for short-term turnover.

Fourth, ants borrow it.

Alipay's ants can apply for a loan if the sesame score is above 600, and the maximum loan can be 300,000. Interest is charged on a daily basis and can be repaid as you borrow it.

Verb (abbreviation of verb) micro-credit

Micro-loan is a micro-loan product owned by Tencent. The loan adopts the active invitation system. The minimum loan is 500 yuan, and the maximum loan is 300,000 yuan. The interest rate is charged on a daily basis, and how much is borrowed.