After the online loan expires, the consequences are as follows.
1, credit will be hurt.
2. It will be collected by the platform.
3. There will be penalty interest.
4. The loan amount will be frozen or reduced.
5. The platform will require the loan to be settled in advance.
6. Not conducive to other credit activities in the future.
7. Malicious overdue will be prosecuted.
8. The evaluation branch is lowered.
9. You can no longer enjoy some preferential policies.
It can be seen that even if the online lending platform can support the agreed repayment, it still has to bear serious overdue consequences, not to mention that some credit products do not support the agreed repayment, so when applying for online lending, it is still necessary to remain rational and not blindly borrow.
From "Kingfisher Data", you can get a big data report on online loans, including online loan history, overdue details of online loans, liabilities, untrustworthy information, blacklist of online loans and other information.
Extended data:
Borrowed a lot of online loans, what else can I do?
After borrowing a lot of online loans, as long as you repay in time and maintain good credit, big data (credit information) has no bad information and has not changed much. The debt ratio is not very high. If you can provide information to prove that you have enough repayment ability to repay on time, then you will have the opportunity to borrow on any loan platform.
For example, 360 IOUs, small amount, comfortable flowers and so on.
However, if big data (credit information) becomes a "flower and grass" due to frequent lending, there is a situation of long-term lending, and the debt ratio rises quite high due to outstanding loans under its name, then it may refuse to borrow from any other licensed lending institution in the short term. It is recommended to suspend the application.