The housing loan is obtained according to one's own income and the value of the house, and the personal housing loan is 80% of the house value or assessed value. Of course, this is the highest limit. Generally, this ratio cannot be reached. There is no ceiling of 500,000 yuan. Loan guarantee companies with different specific quotas of major banks should consult the bank's policies before choosing a loan bank.

2. What is the mortgage amount in Chengdu?

Hello, this loan amount is the total price of your house, not exceeding 60~65%.

3. What is the maximum amount of housing mortgage loan in Chengdu?

Not necessarily, the mortgage loan depends on the housing situation of your house. For example, if your house is relatively new, the location is relatively good and the evaluation is high, then there will be more loans, up to 70%.