Internet finance has changed our lives, and mobile payment and internet credit have become indispensable tools for everyone. Usually, when we need money urgently, we will apply on the online loan platform. Lending treasure is a relatively reliable online lending platform, backed by Alipay users and Alibaba's technology, which is deeply loved by lending treasure users.

Borrowing users hope to find reliable online loans when choosing loan platforms. What other online lending platforms are as formal as lending treasures in 2020? I have summarized the top ten loan platforms for you, hoping to help you.

1, microfinance

Micro-loan is a financial product launched by Shenzhen Qianhai Weizhong Bank. It adopts the invitation system, and only some customers are on the invitation list every year. Small loans charge interest on a daily basis. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%.

2. Recruit good loans

Zhaolian Good Term Loan is a personal consumption credit service launched by Zhaolian Consumer Finance. It is a licensed formal financial institution and can issue personal consumption loans. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.

3. Online commercial loans

With the popularity of Alibaba Jack Ma, online merchant loans have become a household name in China. As long as you have Alipay, you can apply if you reach a certain score. Online business loans are unsecured, so you can use credit loans.

4.JD.COM gold bars

JD.COM Gold Bar is a credit loan product launched by JD.COM. In 20 16, JD.COM Consumer Finance released the first cash loan product "Gold Bar", which adopted differentiated credit and expected annualized interest rate pricing, and provided cash loan service with the maximum credit line of 200,000 and the longest installment 12 months, with daily interest.

5. Today's headlines can be borrowed with confidence

Rest assured loan is a personal consumption loan service launched by today's headline, which is provided by today's headline cooperative lending institutions. It is said that the daily interest rate is as low as 0.03%.

It is understood that it is currently only open to some users. Similar to micro-loan and ant loan. It is not that you want to open it, but that the system invites it according to the user's situation.

Eligible friends can log in to today's headline app-My Wallet-for safe borrowing. Enter the address of work unit, income range, telephone number, contact information of the first and second contacts (relatives and friends), personal basic information (ID card, bank card), ID card photo upload, facial recognition as prompted, and click Submit Application after verification.

Step 6 have money to spend

Money Flower is a loan platform owned by Xiaoman Finance, with strong background. Fuhua Loan provides personal credit loan products such as Iman Loan, which can meet the needs of most lenders. The maximum amount of all-easy loans is 200,000, and the daily interest rate is as low as 0.02%.

7. Living expenses of the American delegation

Meituan's living expenses is a loan platform launched by the Internet company Meituan. It is understood that the maximum living expenses of Meituan is 50,000 yuan, and the loan interest rate is 0.05%/ day. It supports borrowing and returning, which is more suitable for users with temporary needs.

In addition, Meituan's life consumption is a credit platform. After borrowing money, you must repay it on time, otherwise you will not only bear a high penalty interest, but also affect your personal credit information, which is not worth the candle.

8. Xiaomi loan

Xiaomi loan was launched in September 2065438+2005, mainly for Xiaomi users. Advanced users of Xiaomi will have a higher loan amount and more favorable loan interest, with a maximum loan of 200,000 yuan. The specific loan amount depends on the platform credit. The daily loan interest rate is between 0.02% and 0.05%, which is basically 0.05% for ordinary new users.

9. Ping An I Loan

Ping An Pratt & Whitney I Loan is a product of China Ping An (Group) Company with a loan amount of 50,000 yuan. Ping An I Loan is a revolving loan product. Within the credit line, as long as the repayment is normal, you can refinance indefinitely, and it will not change because of the different loan lines.

To sum up, I'd like to introduce it to you. At present, the popular and reliable online lending platforms are all online lending products launched by formal financial institutions.

10, China Post Consumer Finance

China Post Consumer Finance mainly provides cash loan products, installment loan products and revolving loan products. You can apply for loans online and offline. Online loans from China Post Wallet APP, China Post WeChat official account and China Post Alipay life account are convenient, mainly including revolving loans, extreme loans and owner loans.

People aged between 20 and 50 who have stable jobs, normal legal income sources and good credit conditions can apply for consumer finance loans from China Post. Applying for a higher loan can provide more proof materials. For example, the owner can enjoy a loan of up to 200,000 if he provides proof of real estate.

How to choose a reliable online lending platform

Now the online loan environment is very complicated, with many anti-aircraft gun platforms and many routine loans. It is easy to fall into these traps if you are not careful. I suggest you keep your eyes open and choose a formal and reliable online lending platform, otherwise you will be in big trouble in the future.

For the safety of your own property and privacy, you can consider the following factors before choosing a loan platform:

1, the level of loan threshold

In order to attract more users, some platforms will lower the loan threshold. For example, platform users who claim that "100% passes" and "black households can also make payments" must seriously consider it. After all, it is impossible for the platform to lend money at will for its own security reasons.

2. Loan interest rate.

If some platforms have extremely low interest rates and their own software is not popular, where does the profit of this platform come from? Not making money is obviously not in line with market rules, and the loan interest rate is too low to be cautious.

In addition, many unreliable loan platforms will set various traps for users, which will make the repayment pressure of users more and more, and the interest will roll to an unbearable level. Therefore, users must ask their own loan interest rate when lending.

Step 3 judge contact information

The formal loan platform will have a fixed contact information and business platform, while the contact information of the informal platform is often some micro-signals or QQ numbers.

4. Is there a business license?

Don't bother, don't be lazy when you have questions about this software. You can log on to the business administration website to see if the platform is registered. Kangbo reminded that at present, "routine loans" are still repeatedly banned, and loans must be selected on the right platform.

Check the online loan platform loan 1 10,000 yuan, with a maximum loan of 500,000 yuan.

When people need hundreds or thousands of dollars, they may turn to relatives or friends for help. However, when the capital demand exceeds 50,000 yuan, it is difficult to simply ask relatives and friends for help, and only rely on loans. The online loan platform with a loan of 1 10,000 yuan can be counted, and the maximum loan can be 500,000!

Inventory of online lending platform with loan 1 10,000 yuan.

1, long-term loan

Good-term loan is a personal micro-credit loan product under Zhaolian Consumer Finance. Lenders can apply for loans on good loans for a maximum of 60 months, that is, 5 years, with a maximum amount of 200,000. It should be noted that if you want to apply for a good term loan, the lender's sesame credit score should not be lower than 600, otherwise it will be difficult to apply successfully.

2. Comfortable flowers

Easyhead is a small loan software owned by Instant Consumer Finance. Like Zhongyuan Consumer Finance, Easyhead is also a licensed financial institution approved by China Banking and Insurance Regulatory Commission. Lenders who want to apply for a loan on comfortable flowers need to be at least 18 years old, and they need to register their mobile phone numbers, ID cards and other related information when applying. Anyihua's minimum daily interest rate is 200,000 yuan.

3. Didi loan

Didi Loan is a small loan product under Didi Finance. Adhere to regular licensed operation, and cooperate with many licensed and compliant financial institutions such as domestic commercial banks and consumer companies to provide lending services to users. Didi loan can provide users with a loan amount of up to 200,000 yuan, which can be repaid with the loan.

4. Ping An I Loan

Ping An I Loan is a small loan product under Ping An Pratt & Whitney. One of its advantages is low application threshold, high quota and fast payment. Support users to repay loans when borrowing, and interest is calculated on a daily basis. The minimum daily interest is 2,000 yuan and the maximum loan amount is 500,000 yuan.

5. Zhongan Small Loan

Zhongan Small Loan can provide users with a maximum loan amount of 200,000, and the lowest daily interest rate is of course the licensee. Zhongan small loan requires users to have no serious credit stains. As long as their monthly salary exceeds 2000 yuan, they can apply for a quota of around 1 000- 1 000 yuan.

The above is the related content sharing of "10,000 yuan loan from online lending platform", and I hope it will help everyone!

The top 10 of the formal online lending platform is coming, and those who are ready to borrow money should take a quick look.

There are more and more online lending platforms that can provide loans to people on mobile phones, but so many online lending platforms will also make borrowers picky. Among many online lending platforms, some have high quotas and some have low interest rates. The top 10 of the formal online lending platform is coming, and those who are ready to borrow money should take a quick look!

Top 10 formal online lending platform.

1, Xiaomi loan

Xiaomi Loan is a small loan product under Xiaomi Finance, which is pure credit and does not need mortgage. After the user applies, Xiaomi loan system will evaluate the appropriate credit line according to the relevant qualification level of the user, and the maximum amount of a single application is 200,000 yuan. After the user's application is successful, Xiaomi Loan will generally complete the loan within 24 hours.

2. Elephants are excellent

Elephant Premium is actually a shopping platform, but you can also apply for a loan. Users only need to download the elephant premium APP, then register and log in, and find the "elephant wallet" inside to apply for a loan. The maximum loan amount of elephant premium is 3. 1w, and the longest repayment can be 12 installments.

3, the degree is small and full

The maximum loanable amount of small loans is 200,000 yuan. As long as there is no major problem with personal credit information, users can also apply for quotas ranging from thousands to tens of thousands. After the loan is approved, it can be received in 5 minutes at the earliest, and you can apply without a job.

4. Recruit good loans

The sesame credit score of Zhaolian good-term loan is still relatively high for users, and the sesame credit score of users needs to reach 650 or more before they can apply for opening. Ordinary users can apply for a quota of 2000- 1 10,000 yuan, up to 50,000 yuan.

5.JD.COM gold bars

JD.COM Gold Bar is a personal consumption loan product under Jingdong Finance. Users can download JD Finance and apply for a loan, or they can borrow directly from JD.COM APP. The maximum loanable amount is 200,000, which can be approved in real time and received quickly.

6. Microfinance

Micro-loan is a micro-credit product under Weizhong Bank, and the borrowing channel is in WeChat. Like loans, micro-loans can only be opened after receiving the invitation from WeChat, and the payment point of WeChat needs to reach a certain level. The interest rate of micro-loans is also relatively low in the private lending industry, with a minimum daily interest rate of 0.02%.

7. Ping An I Loan

Ping An I Loan is a small loan product under Ping An Pratt & Whitney, with low application threshold and high quota. Borrowed and repaid, interest will be calculated on a daily basis, with the lowest daily interest rate of 0.05%. The loanable amount of Ping An I loan is still relatively high, with a minimum of 2,000 yuan, which can meet the basic needs of most users.

8. Sorry

Borrowing money belongs to AliPay. Among many private loans, the interest on borrowing money has been relatively low. When most users apply for a loan, the interest is about 1.5 to six ten thousandths. The maximum loan amount is 200,000 yuan.

9. Comfortable flowers

Users can borrow up to 50,000 yuan for comfort. If sesame scores more than 620 points, he can usually borrow about 5000 yuan. Anyihua's loan line can be recycled. After the loan is approved, the loan can be released in 3 minutes at the earliest.

10, safe little orange blossom

Ping An Little Orange Flower is a software of Ping An Consumer Finance, which is very suitable for young users. The loan amount can be recycled, the lowest daily interest rate is 0.039%, the application threshold is low, and it is handled purely online. The loanable amount is 200,000 yuan, and the longest loanable period is 24 months.

The above is the related content sharing of "Top 10 formal online lending platform", and I hope it will help everyone!

What are the similar loans?

It can be said that the loan auction is very popular. Many people want to apply for a loan on it, but many people are not qualified, so I want to ask if there is a similar auction. It's true. Let's introduce it below.

What is a loan?

Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd." and its headquarters is located in Shanghai. It is the first P2P pure credit unsecured peer-to-peer lending platform in China, and the first Internet financial platform approved by the industrial and commercial department to obtain the qualification of "financial information service".

1, microfinance

Microfinance is a very similar loan. It is the first online personal micro-credit revolving consumer loan product of Tencent Weizhong Bank, a domestic Internet bank, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. Micro-loan adopts the user invitation system, and the invited users can see the micro-loan entrance in the QQ wallet and WeChat wallet of the mobile phone, and the maximum loan amount can be 300,000 yuan.

2. Ping An I Loan

Applying for a loan on Ping 'an Easy Loan App requires six steps: registration, clicking Apply, credit authorization, binding bank cards, binding online accounts, adding contacts, and finally confirming to wait for background review and lending. According to the actual measurement, on Ping An Easy Loan Platform, the whole application operation takes about 5 minutes from the beginning of registration, filling in personal data to the final confirmation of loan information.

3. Ants borrow it

Lending treasure is a kind of loan similar to Ping An I loan. It is a loan service of Alipay. It is a loan product very similar to micro-loan. The threshold for application is sesame score above 600. According to different scores, the minimum loan amount that users can apply for is 1 1,000 yuan and the maximum loan amount is 300,000 yuan. The longest repayment period is 65,438+02 months, with monthly interest rate.

Through introduction, you know what similar loans are available. These are all good, you can choose with confidence.

What are the top ten formal lending platforms?

The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Treasure, 7, Xiaomi Loan, 8, 360 Lending Treasure, 9, Spending Money, 10, and.

1, Ping An Pratt & Whitney

Ping An Pratt & Whitney is an online lending platform owned by China Ping An, which is quite reliable in terms of security. There are also many loan products, such as I loan, life insurance loan, excellent mortgage, owner loan and owner loan. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. There are fewer white bars and more gold bars.

3. Suning Finance

Suning Finance should be familiar to many people, and its main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over 18 years old, and they can apply if there is no bad record in the credit report.

Step 4 rent a shot

Pat loan is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The auction loan can reach up to 200,000 yuan.

5. Microfinance

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

6. Borrowing is a reception service of Alipay, and its safety index is relatively high. At present, as long as it can meet the Alipay sesame credit score of more than 600 points. The loan amount you can apply for ranges from1000-300,000 yuan.

7. Xiaomi loan

Loan products belonging to Xiaomi financiers provide installment services. The application process is a bit cumbersome, but it supports lending and returning. Generally speaking, it is quite reliable.

8360 IOUs

Its main characteristics are fast lending speed and low application threshold. The daily loan interest rate is as low as 0.027%, which is equivalent to an annual interest rate of 95%. There is no need for a complicated application process, and the mortgage can be repaid as soon as it is applied.

9. Have money to spend

Baidu loan platform can meet the needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and the loan can be repaid as you borrow it.

10, recruit a good term loan.

It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.

Let's call it a day to introduce the same loan as Ping An I Loan.