Current location - Loan Platform Complete Network - Bank loan - What is the name of opening an account in Shaanxi Credit Cooperatives?
What is the name of opening an account in Shaanxi Credit Cooperatives?
"Bank name" refers to the bank where the drawee or payee opens an account during bill settlement. In layman's terms, it is the bank name of Kaka, an individual bank, usually the name of a branch.

"Account name" is also the name of the account opening unit or individual. For example: Zhang San. Generally, when transferring money, you must know the payee's account name, card number, bank and other information in order to make a successful remittance.

Extended data

Father Lejiaka is a series of products of Shaanxi Credit Cooperative Father Card, and it is a RMB magnetic stripe debit card with UnionPay logo issued by county (district) association. It has the functions of cash deposit and withdrawal, transfer settlement, self-service deposit and withdrawal, information inquiry, job consumption, loan use, debt service and so on.

According to the principle of "rating first, then credit, then credit", Father Le Jia Card adopts the management mode of "one-time approval, balance control, loan as needed and recycling". During the validity period of credit (the longest is 2 years), customers can go to all networked business institutions of rural credit cooperatives in the province to handle the deposit, loan, payment and settlement of their father's Lejiaka, with a maximum credit line of 300,000 yuan.

After the credit line expires, the credit officer can further extend the credit line according to the actual situation of the customer, and even increase the credit line. The overdraft interest rate of "Father Jialeka" is implemented according to the farmer's microfinance interest rate of Hopewell Bank, and its interest is generated on the day when the customer overdraws. "Father Le Jia Card" is free of card opening fee, small account management fee and annual fee, and the deposit and withdrawal business does not charge any fees at the credit union outlets in this province.

When the People's Bank of China vigorously advocates and promotes the use of non-cash settlement tools and gradually broadens the scope of bank cards, the multi-functional, convenient, fast and applicable "Father Le Jia Card" provides necessary financial support for laid-off workers to start businesses, migrant workers to return home to start businesses, and merchants' working capital turnover, and plays an important role in financial support for special groups and serving agriculture, rural areas and farmers.

Baidu Encyclopedia-Shaanxi Credit Cooperative