Different banks and loans have different application conditions and audit requirements, and the official information of the loan handling bank shall prevail. Loans must be handled through the official channels of formal banks. At the age of 20, you can apply for housing mortgage and car mortgage loan from Ping An Bank, but the loan needs to be evaluated according to your comprehensive qualifications. Whether the loan can be finally approved depends on the actual approval result of the loan system.

1, Ping An Bank mortgage loan, the application conditions are as follows (the following information is for reference only, please consult the local Ping An Bank for details):

① Age 18-65 (inclusive), borrower's age+loan period ≤70 years;

② China citizens, Hong Kong, Macao and Taiwan people and other foreigners with valid identity documents; People from Hong Kong, Macao and Taiwan and other foreigners also need to provide proof that they have worked in China for more than 1 year, and a letter of commitment that they have no other housing in China.

3 have a stable and legal job;

④ No bad credit record.

2. You can log in to Ping An Pocket Bank APP- Finance-Loan-Housing Loan to understand and try to apply.

Reply time: 202 1- 12-22. Please refer to the latest business changes announced by Ping An Bank in official website.