When many rural friends apply for loans, they will consider mortgage loans with real estate licenses because of limited funds. For those who have no real estate license, they want to borrow the real estate license loans from relatives and friends. So can someone else's real estate license be loaned? Under what circumstances can't I apply for a real estate license? Let's take a look! \ r \ Can someone else's real estate license be used for a loan? \ r \ nIt is usually impossible to use someone else's real estate license to get a loan, because the loan requires not only the real estate license, but also other regulations. If the lender and the property owner must agree. However, different banks have different requirements. Some banks believe that other people's real estate licenses have not been mortgaged before. If others agree to hand over the real estate licenses and sign relevant materials, they can also apply for loans. Specific to the local bank regulations shall prevail. \r\nUnder what circumstances can't the real estate license be obtained \r\n 1, and the developer is unqualified \ r \ nThe developer itself has lost the qualification of property rights, such as the bankruptcy or disqualification of the development enterprise; Secondly, the property was seized by the court; Or the developer does not pay the land transfer fee in full, etc., which will lead to the inability of buyers to apply for real estate licenses. \r\n2。 \ r \ The buyer failed to pay the relevant taxes when purchasing the house due to the buyer's own reasons; Entrust others to handle the house property right certificate, but fail to issue the relevant entrustment certificate; Or the reasons such as insufficient proof provided will also lead to the inability to apply for real estate license. \r\n3. Some small developers have a phenomenon of dual use of one room because of capital turnover. For example, developers fail to pay off their debts, mortgage their land or houses to banks or construction teams, and even some developers repeatedly sell their houses, which will make it impossible to apply for real estate licenses. \r\n4。 Reasons of Housing Management Department \ r \ Some housing management departments delay the time of property transfer due to slow measurement or slow formalities, which will also lead to the failure of property buyers to apply for real estate licenses in time. At this time, the property buyers should raise objections to their higher authorities, and if the situation is serious, they can also bring an administrative lawsuit to the people's court. \ r \ Abstract: The above is the information about whether someone else's real estate license can be loaned and when the real estate license cannot be obtained. I hope I can help my friends in need. If you need to know more about it in the future, please pay attention to Qijia. com。
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