Yes, you can.

The second set of housing loans must meet the following conditions:

1. The houses used for secondary mortgage should be high-quality houses and commercial houses with great market development potential;

2. The house used for personal housing in the second mortgage must be an existing house;

3. The house is a first-hand house purchased with a mortgage loan from China Bank;

4. The mortgage registration of the house has been completed, and our bank is the mortgagee of the house;

5. The house has been insured, and the original insurance policy.

6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.

Extended data:

According to the individual housing loan management office

Fifteenth loan collateral shall comply with the provisions of Article 34 of the Guarantee Law of People's Republic of China (PRC). Property that is not allowed to be mortgaged in People's Republic of China (PRC).

Article 16 If a borrower uses mortgaged property, it must use the full value of the house for loan mortgage.

Article 17 Where real estate is used as collateral, the mortgagor shall renew the mortgage contract at the department designated by the local people's government at or above the county level before the loan. The provisions of Article 39 of the Guarantee Law of People's Republic of China (PRC) on mortgage contracts are determined.

Article 18 The borrower shall properly keep the mortgaged property during the mortgage period, be responsible for repairing, maintaining and ensuring its integrity, and accept the supervision and inspection of the lender at any time. The Lender shall not dispose of it without authorization.

Article 19 During the mortgage period, the mortgagor shall not sell or give away the mortgaged property without the consent of the lender.

It takes effect on the twentieth day and ends when the borrower pays off all the principal and interest of the loan. After the termination of the mortgage contract, the parties shall terminate the mortgage right according to the contract. Where real estate is mortgaged, the mortgage cancellation registration formalities shall be handled when the mortgage right is lifted.