1. What is the procedure for personal loans from provincial housing provident funds in Hebei Province?
Four conditions are required to apply for provident fund loans
1. First, the unit where you work If you are provided with a provident fund, you will have a provident fund account;
2. The provident fund needs to be paid for more than 12 months, and the time and deposit amount must be 12 months (purchasing a policy house only requires One month)
3. No provident fund loan that has not been paid off
4. Not a minor
There are no specific regulations on monthly income.
Relevant procedures required,
You only need to prepare:
1. Your provident fund account number;
2. Provident fund of the unit Account number;
3. Monthly payment amount;
4. Payment ratio;
5. Provident fund payment location.
By using the above 5 points, you can calculate the maximum amount of money you can borrow.
As long as the conditions are met, it can usually be processed within 15 working days.
2. What are the procedures for Hebei Province’s provincial housing provident fund personal loans?
1. Loan objects:
Housing provident fund depositors who purchase self-occupied housing in Shijiazhuang City and apply for a loan.
2. Application conditions:
1. Normal deposit; (1)
2. Stable income, good credit, and ability to repay loans;
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3.
4. The paid purchase price reaches more than 20% of the total house price;
5. Able to provide real estate mortgage guarantee.
3. Process:
The loan applicant applies to the "Center". After approval, the "Center" notifies the borrower to go to the entrusting bank to sign a loan contract and a guarantee contract.
4. Repayment
The borrower repays the loan principal and interest on a monthly basis, and can choose equal monthly principal and interest or equal monthly principal repayment methods, and can repay part or all of the loan principal and interest in advance, "
Cited information
Objects and conditions of provincial housing provident fund personal loans.
Repayment methods.
3. Hebei Province Direct Housing What are the conditions for online withdrawal of provident funds?
A house purchase contract is required for house purchase. If you want to buy a house with a loan, you also need to provide a loan contract and repayment record. You can also upload your bank card according to the prompts (not all banks can. ) There are tips.
Retirement withdrawal requires men to be over 60 years old and women to be over 55 years old to withdraw their provident funds online. Others who are under this age must go to the business office to withdraw their provident funds. And the payment is fast, saving time and effort.
4. What is the procedure for Hebei Provincial Housing Provident Fund personal loan?
1. Loan objects:
Housing provident fund depositors who purchase self-occupied housing in Shijiazhuang City and apply for a loan
2. Application conditions:
1. Pay and deposit housing provident fund normally. More than six months; (1)
2. Stable income, good credit, and ability to repay loans;
3. Purchase a legal self-occupied house;
4. The paid purchase price reaches more than 20% of the total house price;
5. Ability to provide real estate mortgage guarantee
3. Process:
Loan. The applicant submits an application to the "Center", and after approval, the "Center" will notify the borrower to sign a loan contract and a guarantee contract with the entrusting bank.
4. Repayment method:
The borrower. The principal and interest of the loan can be repaid on a monthly basis, and you can choose the repayment method of equal monthly principal and interest or equal monthly principal. You can repay part or all of the loan principal and interest in advance. The "center" does not charge liquidated damages (2)
Quoted information<. /p>
The objects and conditions of provincial housing provident fund personal loans.
The procedures and repayment methods of provincial housing provident fund personal loans.