Guilin is a famous international tourist city. In recent years, many foreigners will buy houses and invest in Guilin. However, in recent years, many cities have introduced relevant policies to restrict purchases and loans. Many foreign buyers will want to know, how is the policy of foreigners buying houses in Guilin stipulated? Next, Bian Xiao will briefly introduce the new policies for foreigners to buy houses in Guilin.

1. According to Qijia experts. At present, Guilin has not implemented the policy of restricting purchases and loans. Everyone can buy a house in Guilin as long as they have sufficient funds or meet the requirements of bank loan conditions and prepare relevant information and documents. However, according to the relevant regulations of local policies, property buyers can buy the third and above new commercial housing in urban areas, and the real estate license can only be sold after it is valid for 2 years.

2. At present, the major banks in Guilin implement the policy of only accepting loans but not houses. The minimum down payment ratio of the first suite is 20%, and the second suite is usually around 30-40%. Non-registered families who have paid provident fund in Guilin for more than half a year can apply for provident fund loans to buy a house.

Everyone should make relevant preparations before buying a house in Guilin. For example, we want to borrow money to buy a house. Before buying a house, we can save some money in the bank card every month and try to be a beautiful running water. And buyers try not to resign before the loan comes down. It is helpful for us to apply for a loan with a stable income source. When we apply for a bank loan, we can choose a bank that cooperates with the developer, and it is possible that the bank will give preferential treatment.

4. When developers make pre-sales, they will generally require buyers to pay a certain deposit to subscribe. When paying the deposit, you must indicate in the subscription book under what circumstances and how long you can refund the deposit. When buying commercial housing, the seller needs to see whether the developer has five certificates, how the developer's reputation is and so on.

Bian Xiao concluded: What are the new policies for foreigners to buy houses in Guilin? Bian Xiao will briefly introduce you here. I hope that after reading this article, everyone can understand this. Before buying a commercial house, it is best to know the local purchase policy, bank loan requirements and other related information.

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