How long is the term of the credit loan guarantor? It depends on the guarantee contract. If there is no agreement, the guarantee period shall be 6 months after the principal creditor's rights expire.

According to the provisions of the Civil Law of People's Republic of China (PRC), the guarantee period is the period during which the guarantor decides to undertake the guarantee responsibility, and there will be no suspension, interruption or extension. The creditor and the guarantor may agree on a guarantee period, but if the agreed guarantee period expires before or at the same time as the performance period of the principal debt, it shall be deemed as no agreement, no agreement or unclear agreement, and the guarantee period shall be six months from the date when the performance period of the principal debt expires.