Legal analysis: Generally speaking, real estate can't be mortgaged to a company. Generally, it is mortgaged to a bank through house mortgage, and you can apply for a mortgage loan. If you meet the requirements, you can apply for a loan of about 70% of the housing appraisal.

Legal basis: Article 397 of the Civil Law of People's Republic of China (PRC) is mortgaged by a building, and the right to use the construction land within the occupied area of the building shall be mortgaged together. Where the right to use construction land is mortgaged, the buildings on the land shall be mortgaged together.

If the mortgagor fails to jointly mortgage in accordance with the provisions of the preceding paragraph, the mortgaged property shall be regarded as joint mortgage.