1, with XX permanent residence or valid residence certificate;

2, continuous full deposit of housing provident fund for more than 6 months, or after the withdrawal of provident fund for more than 6 months;

3. Purchase, build, renovate and overhaul self-occupied ordinary houses (excluding commercial and residential dual-use houses) within the city limits, and have relevant procedures, certificates and self-raised funds that have been delivered according to the prescribed proportion;

4 have a stable income, good credit and the ability to repay the principal and interest of the loan;

5. Agree to guarantee according to the guarantee method recognized by the Provident Fund Center;

6. Agree to fulfill the repayment obligations on time in accordance with these Measures and the relevant provisions of the housing provident fund loan contract;

7, laws, regulations, rules and other conditions stipulated by the provident fund center.

I hope I can help you.