1. Loans, credit cards and quasi-credit cards that are overdue, frozen, stopped paying, bad debts and written off will not be accepted;
2. The "maximum usage limit" of the credit card is greater than 1000, with 14 in the last two years, 13 in the last year and 12 in the last six months. The current overdue amount of the credit card > 1000 will not be accepted (nor will the repayment voucher);
3. Loans are not accepted (repayment vouchers are not accepted) and credit blank customers are not accepted;
Fourth, the number of inquiries, including this Ping An Bank inquiry, cannot exceed 4 times in two months;
5. Microfinance requirements: Non-mortgage loans (referred to as microfinance) issued by non-commercial banks shall not exceed two, and the total amount of the two loans shall not exceed 60,000 yuan. Small amounts that do not meet the requirements need to be settled for more than half a year before they can be imported (PS: but Ping An Pratt & Whitney customers only accept Ping An policy plan)
6. At present, Ping An Xinyi Loan can apply for any of the following: mortgage scheme, where customers who have settled their mortgages can apply, and customers who have settled their mortgages can apply as long as they have settled for less than one year, and the amount is approved at 45 times.
Seven, for six consecutive months, 20 times the monthly amount; 12 months, the monthly payment was enlarged by 45 times, and the mortgage of Ping An Bank was extended by 60 times; After 36 months of payment, the monthly payment will be enlarged by 100 times, and you can apply for a four-year period. Policy scheme
8. Holdings: Ping An, Xinhua, Life Insurance, Taikang, Pacific, PICC, Taiping, AIA, Fude, Sunshine, Minsheng, Zhongying, Metropolis, Tianan, Sino-German, AXA, Huaxia, China Netherlands and China Post.
Nine, the payment can be divided into 2 years and 3 years to pay;
No compensation, reinstatement or change shall be made to the insured; You can accumulate three insurance policies;
Ten, the grace period of payment within 70 days;
Quota forecast: 12 2-year 3-phase payment; 20 times in 3 years and 4 years; 30 times in 5 years and 6 years.
1 1. The provident fund plan has been paid continuously for 24 months and is in the state of payment. The deposit unit must be the same as the work unit where the form is filled out. Tripartite payment companies recognize CIIC, foreign companies such as Deco, Shanghai Foreign Service, Beijing Foreign Service and diplomatic service.
The deposit base is greater than 4000, and the loanable base is 40 times; The deposit base is more than 8000, and the loanable base is 70 times. Quick loan application policy:
Credit subject: Chinese mainland citizens aged 23-55 (based on the date of birth of the customer's ID card).
City of application: all over the country
Applicable scheme: only the new one-loan business of data direct connection scheme, including mortgage, Ping An insurance policy and direct connection provident fund (Weihai, Qingdao, Shenzhen, Xiamen, Mianyang, Wenzhou, Rizhao,
Yangzhou, Wuxi * * * 9), the combination scheme is not applicable for the time being, and the non-safe insurance policy and auto insurance scheme will be connected one after another.
Twelve. Loan term: 12 /24 /36.
Loan amount: 300,000-200,000 yuan; Loan interest rate for operating 300,000-500,000 yuan: 10.8%- 18.36% (intelligent pricing) repayment method: equal principal and interest/average capital application requirements: ID card and bank card can be applied, only online, and no supporting materials are provided offline.