0.05%。 According to the official inquiry of Ping An Wisdom Star, the daily loan interest rate of Ping An Wisdom Star is as low as 0.05%, and the converted annual interest rate is 18%. Compared with ordinary loans, the interest rate is higher. Ping An Wisdom Star whole life insurance (universal type) is a kind of insurance, and the insured age is 0 (referring to the baby who was born 28 days ago and discharged from hospital healthily) to 17 years old.