It used to work, but it doesn't work now. The national second-home provident fund loan interest rate was raised to 1. 1 times the previous interest rate. Now the third set of housing provident fund loans are not given, and commercial loans should not work.
A property tax may be levied early next year. I suggest making other investments temporarily!
2. If there is no loan for the first two suites and the provident fund is not used, can I buy a third house?
It used to work, but it doesn't work now. The national second-home provident fund loan interest rate was raised to 1. 1 times the previous interest rate. Now the third set of housing provident fund loans are not given, and commercial loans should not work. A property tax may be levied early next year. I suggest making other investments temporarily!
3. If there is no loan for the first two suites and the provident fund is not used, can I buy a third house?
I used to do it, but now I can't. The national second-home provident fund loan interest rate is raised to 1. Commercial loans should also be subject to property tax. I suggest making other investments temporarily!
Fourth, can I use the third suite that has never used the provident fund?
If the local housing provident fund center supports the third suite to apply for provident fund loans, users can apply for provident fund loans if they meet the conditions of provident fund loans. The local housing provident fund center does not support loans to the third suite, so the user's third suite can only apply for commercial loans. Therefore, users are requested to follow the policies issued by the local provident fund center.
At present, Changsha Housing Provident Fund Center has launched the loan policy of using the provident fund for the third suite. Users can go to Changsha Housing Provident Fund official website to inquire about the specific content of the policy.
Never used the provident fund. The third suite is not available. According to the relevant provisions of the provident fund, the third suite under the name of a resident cannot use the provident fund loan or withdrawal. In addition, if you buy a second house and the house certificate is less than two years, you can withdraw the provident fund.
At present, we can only borrow money to buy a second house. According to the current bank loan policy, if both husband and wife have bought two or more houses and two or more houses are being loaned, the bank that applies for housing mortgage loan again will not grant credit, that is, refuse to lend. If you have purchased multiple houses, but the loan has been settled, or there is only one loan, you can apply for a mortgage loan. Those who have no loan can enjoy the first home loan, and those who have 1 loan can be counted as the second home loan.
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