According to the query of official website, Cai Xi, regular online loan products will not require WeChat review, and applying for WeChat is an irregular loan, or criminals have obtained the user's information and want to commit loan fraud. Online loans are audited by the system. After submitting the loan application, you can view the audit results directly on the application page. Manual review is also to review the personal information filled in by users, and will not require adding users' WeChat.

In order to avoid the loss of users' funds, please do not add WeChat to promote loan customer service and auditors after submitting the loan application. Once such people's WeChat is added, subsequent users will be guided by each other's words, revealing personal information or paying loan fees in advance. Regular online loans will not have customer service to add users' WeChat, so please be cautious.