What you want to ask is how to calculate the British loan limit formula? The method is as follows:

1. Personal loan: 4 times or 5 times of personal annual income is the loan amount.

2. Housing loan: The loan amount is calculated according to 70% to 90% of the housing value, and the specific amount needs to be evaluated according to the applicant's credit status, repayment ability and other factors.

3. Commercial loans: The amount of commercial loans is determined by the lender and the purpose of the loans, and information such as business plans or financial statements need to be provided as the basis for evaluation.