The court's decision not to let the bank foreclose is very gratifying and commendable, because the Zhejiang man in the incident did not intentionally let the mortgage overdue, but because of the epidemic, he lost his job, lost his financial resources, had problems in his life, and could not repay the mortgage on time. This is a situation that no one wants to see, but after the bank sued, he was sentenced not to accept the house, which made the man see hope again and feel the warmth brought by the law. He will find a job as soon as possible and pay back the money on time.
First, the judiciary has a temperature.
The judgment of this case effectively reflects the judicial temperature and makes people see the humanity of court law enforcement. Although the bank sued loans overdue and Zhejiang men, the court held a special hearing during the investigation. The man explained why he appeared in loans overdue, because the epidemic caused him to lose his job, his wife gave birth to a child, and his family was hospitalized many times, which caused temporary economic difficulties. Moreover, he provided corresponding evidence. The court confirmed through evidence that he did not default maliciously. Now that he and his wife have recovered and can work normally to repay the loan, the bank is not allowed to take over the house.
Second, praise the humanized judgment.
The verdict in this incident is humanized and worthy of praise. If the court blindly believes the terms and requirements submitted by the bank and allows the bank to recover the man's property, the man's family will face no room to live in, no home, and life will be in trouble. However, after investigation and comprehensive investigation, the court found that the man had the ability to continue to repay the loan and had settled the overdue loan and interest in time, indicating that he was an honest man and should be given another chance.
Third, try not to appear loans overdue.
Although the court's judgment in this case is humane, the man's house was not taken away by the bank, but loans overdue will also have some adverse effects on himself, because his loans overdue will affect his personal reputation, and it is difficult to pass the examination when applying for a loan in the future. Therefore, others should learn from this incident and try not to let their own loans overdue, because overdue loans will affect their personal reputation and have bad credit records, which will also affect the approval of future loans. If the overdue loans are serious, the bank will also let them go.