Personal advice:
In daily life, we must carefully check the relevant contract terms, because we all know that many contracts have certain loopholes. Only in this way can we better protect our legitimate rights and interests, and I hope everyone can understand this matter. At the same time, for the loan behavior, we can choose to apply to a regular bank, which can minimize our losses.
Extended data:
Application description:
1. The information provided to the bank should be true, my address and contact information should be accurate, and the bank should be informed in time if there is any change.
2. The loan purpose should be legal and compliant, and the transaction background should be true.
3. According to your repayment ability and future income expectations, choose the repayment method that suits you.
4. Apply for a loan amount according to your own ability, and usually the monthly repayment amount does not exceed 50% of the total family income.
5. Read the terms of the contract carefully and know your rights and obligations.
6. Repay on time to avoid bad credit records.
7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan.
8. prepayment must be handled by communicating with the bank one month in advance.
According to the new regulations, individual entrepreneurs drive entrepreneurial projects with less than 5 people, and the maximum loan amount does not exceed 65,438+10,000 yuan; For entrepreneurial projects with more than 5 people 10 or less, the loan amount can be increased to a single 200,000 yuan; For entrepreneurial projects with employees 10 or above, the loan amount can be increased to a single 300,000 yuan. For partnerships and organizations to start businesses, the maximum per capita loan amount shall not exceed 6,543,800 yuan. The loan period is two years, and you must make sure that you meet the application conditions before applying for a loan.