Application conditions of ICBC (E) Business Assistance Dream Loan: 1. The borrower has a good credit report and a valid personal identification certificate; 2. Have a stable and legal source of economic income and the ability to repay loans on time; 3. The loan target is mainly small and micro business owners, but the e-business dream loan of ICBC adopts the invitation system, and only invited customers can apply.

E. When applying for a dream loan, different users get different credit lines, with the maximum amount of 300,000 yuan and the longest loan period of 3 years.

After handling the ICBC e-Business Dream Loan, it must be returned on time, and there can be no overdue situation, because there will be penalty interest after the overdue, and the longer the time, the more penalty interest will be. Moreover, after the overdue return, the bank will collect it, and when it is collected, it will call directly. Such a collection may have an impact on normal life.

The full name of ICBC is China Industrial and Commercial Bank Co., Ltd., which was established in June 1 984 65438+1October1. The scope includes providing letter of credit services and guarantees; Acting sales business; Acting as an agent to issue, underwrite and honor government bonds, etc.

What are the application conditions for ICBC e-commerce to help dream loans?

1. The loan applicant must maintain a good personal credit, and there must be no bad credit records on the credit report.

2. The applicant must have a stable and legal source of economic income and the store is well run.

3, a stable income and economic sources, with the ability to repay the loan principal and interest on schedule.

4. After receiving the short message from ICBC inviting you to apply for e-dream loan, uninvited users cannot apply.

Can individual industrial and commercial households use ICBC e-commerce to help dream loans?

E-commerce dream-helping loan (joint loan) is a personal credit loan which is provided by China Industrial and Commercial Bank and Wangxin Bank for small and micro business owners all over the country. The maximum amount is 500,000 yuan, the maximum term of a single loan is 1 year, and real-time lending is available. You can log in to ICBC's e-Life App or "e-Life PLUS" applet, and select the "e-Business Help Dream Loan" function in the first line of the navigation bar on the home page. Please refer to the page tips for details.

Tip: Please call the customer service hotline of Wangxin Bank at 4008600999 for details.

(Answer time: March 26th, 20021year. In case of business change, please refer to the actual situation. )

Code merchant electronic loan application conditions

The application conditions of electronic loan for coders are as follows:

E-commerce dream-helping loans adopt the white list invitation system, so as long as the merchants are on the white list of China Industrial and Commercial Bank, they can apply for loans through mobile banking.

The maximum amount of dream-helping loan is 5 million yuan, and the loan period is up to 3 years. The loan threshold is low and there is no need for guarantee and mortgage.

China Industrial and Commercial Bank launched e-business to help dream loans to support the development of small and medium-sized enterprises.