What is the collateral of off-site mortgage loan? If it is a real estate, the mortgage of the real estate cannot be operated in different places. If it is a car, you can apply for a remote mortgage loan, and you need to mortgage the car, and the market value of the car is higher than the loan amount.

The car mortgage process is as follows:

The customer provides the information of the mortgaged vehicle;

The appraiser of the borrower evaluates the vehicle to be mortgaged;

The borrower and the lender negotiate the value of the mortgaged vehicle;

The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;

The borrower and the lender go to the vehicle management office for mortgage registration and relevant certificates;

The lender drives the vehicle to the parking lot designated by the borrower, and the borrower draws up a receipt list and pays the mortgage amount at the same time;

After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys;

After the loan expires, the mortgage will be released.