(1) Current deposit is 0.3500.
(2) Time deposit
1, lump-sum deposit and withdrawal
Three months 1.8200
Half a year 2.0600
23,500 a year
Two years 2.6600
Three years 3.3750
Five years 3.3750
2. lump-sum deposit and withdrawal, deposit and interest.
One year 1.8200
Three years 2.0600
Five years 2.3500
3. Fixed-income and double-income loans shall be implemented by lump-sum deposit and 60% discount of the same grade interest rate on a regular basis within one year.
Two. Agreed deposit 1.3800
Three. deposit at notice
0.9600 a day
Seven days 1.6200
Extended data:
1. Term and method of loans of rural commercial banks:
1, pure credit loan
At present, the popular loan method mainly relies on personal reputation to borrow money from banks. The amount of this kind of loan is generally not high. If there are other assets to assist, the amount may increase a little.
Like applying for a credit loan, these factors can give you extra points: work unit (civil servants, teachers, doctors, executives of large enterprises, etc. ), with strong assets in the bank and many business contacts with the bank, I have the opportunity to apply for a relatively high credit loan.
2. Guaranteed loan
If your personal qualification is not up to standard, you can try to find a third-party guarantor to provide you with guarantee services. This kind of loan, the amount is relatively high, but the requirements for the guarantor are higher. For example, it is generally difficult to meet the requirements of bank liquidity, credit and assets. Even if the conditions are met, the amount will not be too high.
3. Mortgage loan
You have real estate, shops, fixed assets, etc. In your name. If you meet the requirements of the bank, you can apply for a mortgage loan. This is the best way to get a large loan. Most banks have similar business. It is recommended to go directly to the bank outlets for consultation.
Two, rural commercial banks loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Three, rural commercial bank loan application materials:
1. Lender ID card;
2. The credit information of the lender in the past six months, and the credit information is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.