The steps are as follows:

1. Go to the Huidongni homepage and select I want to open an account. Choose Type 2 account to open an account. Enter the account opening outlet of the first-class card and virtual second-class card to be bound.

2. Confirm the relevant information of the individual customer and complete the account opening after completing the face recognition. Enter the account inquiry menu. Enter the card details page and click View Card Number to view the complete card number. When applying for a quick loan for individual industrial and commercial households, you need to select the card number to sign the contract.

3. After the loan is disbursed, you can click "Withdrawal" to transfer the funds to the first-class account bound by the customer. When repaying, you can click Recharge to transfer the funds from the bound first-class card to the virtual second-class card, and then perform the repayment operation.