(2) Housing provident fund has been paid in full.
(3) Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan.
(4) There are legal and valid contracts, agreements or other supporting documents for the purchase of owner-occupied housing.
5] Self-raised funds for down payment of more than 20% of the total price of the purchased property (down payment shall be stipulated by the lending bank).
(6) Voluntary mortgage of the purchased property.
Once the loan conditions stipulated by the local provident fund management department are met.
(8) Other conditions stipulated by the lending bank.
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