Many lending institutions have made a gimmick, and they only need an ID card to apply for a loan in Shanghai. Do you believe that you can apply for a loan in Shanghai with only one ID card? I believe that when this question is asked, many friends have the same idea as me, which is impossible. Such beautiful scenery is enough to flash in your mind, so don't take it seriously. What I want to emphasize is that if the borrower only has an ID card, he can't apply for a loan. In fact, to put it bluntly, an ID card loan is a credit loan. If a borrower wants to apply for a credit loan, he/she needs to provide not only his/her ID card, but also his/her work certificate, income certificate, detailed bank statement for the last three months and the borrower's personal credit report. After preparing all these materials, the bank will also consider the borrower's own liabilities and investigate whether the borrower has guaranteed loans for others. If the borrower guarantees the loan for others, the bank's loan amount will be reduced accordingly. Just to remind you, if the lending institution says that it can borrow money only with its ID card, it must be an institution. These institutions see that borrowers are in urgent need of money, and then confuse borrowers in various ways. Borrowers must be careful not to be cheated!
2. How to handle the process and expenses of Shanghai ID card?
Go to the police station where the household registration is located to apply for an ID card. Take a photo first, and then hand it in to 15 yuan. In two weeks, the address you left will be sent.
3. Is there a place in Shanghai where you can get a loan just by using your ID card? Why only rely on ID cards? ...
To apply for a loan through China Merchants Bank, you can't just apply for a loan with your ID card. Because the application requirements and conditions of various loan types are different, the first thing to look at is what your loan purpose is. Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, you must provide relevant supporting materials according to the "loan purpose" (note: our loan has no money, and the general minimum loan amount is 50,000 yuan). As the types of loans provided by branches are different, it is suggested to log in to www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to provide the city where the one-card account is opened and the purpose of the loan, and then inquire whether the local branch has the types of loans, application conditions and materials you need to provide.
4. Which guarantee company in Shanghai can borrow 654.38+00,000 yuan with only one ID card?
Daydreaming, you have to use your ID card to handle a letter. For this amount of 1 million, you must have a real estate license and a driver's license. Banks and banks are not that stupid. In case you run away, the number is not small. My friend is the same as you. It took half a year to set up a 200,000 card with an ID card.
Still the kind of guarantee company.