Must be a liar. This routine is to take the initiative to add you to WeChat, and then I know that you have financial needs, so I will tell you that he has a way to help you make the next payment and how many points to give him after receiving the account. And pretend to help you operate it. Then I'll tell you what your information is like in the middle, and you need to pack it. If you want to pay the next payment, you have to pay a packing fee and so on. Pack your materials so that the platform can easily pay the next payment. A slightly more formal online lending platform has at least one app, which should have a customer service phone number and the like. Like this, WeChat is basically a liar. Moreover, it is best not to give personal identification information to others casually.
One more thing, online lending is a bottomless pit. Try not to touch it, or it will be difficult to get ashore if you are stuck. If you need money, talk to your parents or relatives and friends. There are legitimate reasons. I think they will all help you. Really can't. It's good to apply for a credit card. Much better than online lending.