You can sell the house after the provident fund loan is repaid.

If the house you sell has no loan and no mortgage. After finding a suitable object, the buyer needs to pay off all the house payment in one lump sum on the day of completing the property transfer, and then go through the transfer formalities.

If the loan on the house you sold has not been paid off, you should ask for the loan on your own house first. After the loan is paid off, you can get the repayment certificate issued by the bank, and then take your real estate license and ID card to the Housing Authority to decompress, so that the sold property can be listed and traded.

If the buyer needs to pay part of the money in advance to help decompress the property rights of the house, the buyer's consent is required. You can't hide the buyer's money and repay the loan privately, because if the buyer doesn't agree to help repay the loan, the buyer can ask to cancel the contract at any time for personal reasons and then pay back the money in time, otherwise there will be problems.

If the buyer buys a house by way of loan. You can go to the bank to apply for a loan with the buyer. After the bank loan is completed, you can go through the transfer formalities. On the day when the transfer is completed, the bank will pay the remaining money to the seller in one lump sum.

Extended data:

Treatment process

1. To apply for housing provident fund loan, the borrower shall submit a written application to the bank, fill in the application form for housing provident fund loan and truthfully provide the following information:

(a) the applicant and spouse housing provident fund deposit certificate;

(2) the identity certificate of the applicant and spouse (referring to the valid residence certificate such as resident ID card and household registration book) and the proof of marital status;

(3) proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;

(four) the purchase of housing contracts, agreements and other valid documents;

(5) List of collateral, pledge, certificate of ownership, certificate of consent of the authorized person to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;

(VI) The Provident Fund Center requires a third-party guarantor to provide a guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor * * * sign a tripartite contract.

(seven) other information required by the provident fund center.

2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time.

3, provident fund center is responsible for the examination and approval of loans, and timely notify the bank of the examination and approval results.

4. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other procedures to the provident fund center for review. After the approval of the provident fund center, the entrusted funds will be allocated, and the entrusted bank will issue loans in full and on time according to the loan contract.

5. If the house is secured by mortgage, the borrower shall go through the mortgage registration formalities at the real estate management department where the house is located. If the mortgage contract or agreement is signed by both husband and wife and pledged by securities, the borrower shall hand over the securities to the management department or the joint center for safekeeping.