Yes, enterprise loans usually need to provide some necessary materials and certificates, including business license, tax registration certificate, organization code certificate, legal person ID card, financial statements and so on. In addition, the bank will also ask the enterprise to provide the enterprise's bank settlement account information, including the bank, account name, account number and so on. In order to ensure the security and legality of loans, banks usually require enterprises to use U shield for identity authentication and transaction authorization to prevent loan funds from being used maliciously or fraudulently. At the same time, banks will also require enterprises to provide settlement cards, so that loan funds can be directly credited to enterprise accounts, which is convenient for enterprises to manage and use follow-up funds. Therefore, enterprises need to prepare relevant materials and certificates when applying for loans, and carry out identity authentication and authorization according to the requirements of banks in order to successfully obtain loans.